With incomes dropping significantly, this may mean a need to reduce costs as well

If you are renting and depending on your circumstances (and lockdown level rules!) - opportunities to reduce costs could include:

  • Moving somewhere cheaper – this could be a relatively easy and quick way to reduce regular costs.
  • Ask for a rent reduction – speak to your landlord or property manager. Remember, they could be as keen to keep you as will also reduce costs for them!
  • Move-in with friends or family – sharing overhead costs (rent, electricity, gas) with a larger group can significantly reduce your outgoings.
  • Get another flatmate in to help share costs – if you’ve got a spare room this could be an easy way to help pay the bills.

If you are struggling to get essential supplies, please visit the New Zealand Government COVID-19 help page.