Many New Zealanders stick their head in the sand about whether they’ll have enough money after Christmas to pay bills.
But the financial fallout can become a ball and chain that’s hard to free yourself from.
If you’re often worried about being caught short when January and February bills roll in (or if an unexpected ‘financial shock’ crops up), it’s time for a fresh start.
It’s never too late or too soon to change how you feel about money. The good thing is that you have a whole year to prepare for next Christmas. Even small changes will make a difference!
It’s important to have a savings plan and work out how much to save each month.
Traditional budgeting usually fails … Love My Money’s approach is different and has been proven to help people get ahead financially and feel better about money.
We can help you get back on track and achieve your financial goals. Love My Money’s online, step-by-step ‘My Budget Journey’ includes working out what money you have, where you spend it and what you have left over (or if you have a shortfall).
The Journey can be saved, edited, customised and completed later.
Get a clear, simple view of your financial situation, plus we’ll show you how to make your budget work for you.