It's easy to focus on our mistakes whenever we look back on what we have done the past year.

However, no matter how big or small these mistakes can be, it is part of human nature to make them.

I often say to my intermediate and high school-aged kids, “It’s not a crime to make a mistake, but it is a crime to not learn from your mistakes.” However, it’s not just kids that need to learn from their mistakes - everybody does! This is especially true when it comes to our finances:

Think about the following:

  • The mistake of spending too much on clothes or holidays
  • The mistake of not preparing for predictable costs e.g. Christmas, school uniforms and annual insurance bills
  • The mistake of not preparing for unpredictable costs e.g. car repairs, medical and dental costs

These types of mistakes often lead to financial stress and can manifest elsewhere such as in your relationships, family and work. They also often lead to people getting into debt, which for most is an undesirable and uncomfortable position that can be difficult to get out of.

With help from Love My Money, the problems mentioned above can be avoided. The Organise & See My Money Journey will provide you with a customized and actionable budget and bank plan that guides you down the path of establishing a bank account-based budget. It’s not like other budgets!