Debt, Loans and Credit Cards

To target predatory high-interest lenders, changes will be made to the Credit, Contracts and Consumer Finance Act (CCCFA). Learn more about the changes...

A Balance Transfer: transferring the balance to a new credit card with a lower interest rate, can save you a LOT of money!​

Having multiple debts can feel like having ‘a monkey on your back’: as if you’ll be stuck with debt forever! Debt Consolidation may be the answer.

Many New Zealanders have fallen in love with using ‘buy now, pay later’ services to buy retail goods. We look into the pros and cons…

Find out why paying even just a little bit more than the minimum monthly repayments, means you won’t just pay less interest, you’ll pay debt off so much faster!

It’s easy to fall into the trap of racking up debt by living a lifestyle you can’t afford and buying things you don’t need.

If you or someone you know is on a low income and struggling to pay for essential items or high-interest debt, there are not-for-profit lenders who may be able to help.

Find out if you’re a Trickle Feeder or Blob Feeder - knowing which one you are and why, can help you pay off debt faster!

To target predatory high-interest lenders, changes will be made to the Credit, Contracts and Consumer Finance Act (CCCFA). Learn more about the changes...

Have you checked them lately? Find out why they’re important, how to get them and who can run credit checks on you.